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How to determine you debt to income ratio to get approved for home mortgage loan. Through my varied life experience I have come to be very knowledgeable on many subjects and I felt like I needed an outlet to share them. So I have decided to use YouTube as an outlet for sharing my knowledge and experience with others who might need more understanding in the topics I know. I am a more of a “behind the scenes” type of person so being in front of the camera does not come natural to me and I might look a little uncomfortable; but I am facing my fears and ready to experience this journey if you are willing to come along. I have a background in real estate and mortgages and a lot of people still call me to this day asking me questions. I figured I would start out sharing my real estate knowledge first. These real estate topics are only the beginning because I do not plan to limit myself on just one subject when I have knowledge in other areas not related to real estate.

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